Citizens Insurance
Citizens Insurance for Florida Homeowners
Protecting your home in Florida can be challenging, especially with rising insurance costs and limited carrier availability in certain areas. Citizens Property Insurance Corporation is Florida’s state-backed insurer, created to ensure homeowners have access to essential property insurance when coverage is not available through the private market. Citizens Insurance provides critical protection for Florida residents by offering stability and access to coverage in high-risk areas.
Payment Information
| Phone | 866-411-2742 |
|---|---|
| Address | P.O. Box 17850 Jacksonville, FL 32245-7850 |
| Online | www.citizensfla.com/payments |
Claims Information
| Phone | 866-411-2742 |
|---|---|
| Online | www.citizensfla.com/call-citizens-first |
Why Choose Citizens Insurance in Florida?
Florida homeowners face ongoing risks from hurricanes, tropical storms, windstorms, and other weather-related events. Citizens Insurance offers coverage designed to help protect against losses caused by wind, fire, theft, vandalism, liability, and other covered perils. As Florida’s insurer of last resort, they are available to eligible homeowners who are unable to secure coverage through traditional insurance carriers. While coverage options may be more limited than private insurers, they provide a reliable solution for homeowners who need coverage to meet lender or legal requirements.
Types of Coverage Offered by Citizens Insurance
Citizens offers several types of property insurance policies tailored to different property types. Coverage options include standard homeowners insurance, condo insurance, dwelling fire policies for rental or vacant properties, and coverage for mobile or manufactured homes. Policy terms, coverage limits, and eligibility requirements are regulated by the state and may vary depending on your property’s location, age, and construction type. Our agents can help you review coverage options, explain exclusions and limitations, and ensure your policy meets Florida insurance guidelines.
Get the Right Coverage
At Florida Insurance Agency, we help homeowners determine whether Citizens Insurance is the right option for their situation. Our experienced agents review your home details, confirm eligibility, explain policy limitations in clear terms, and assist with the application process from start to finish. We also monitor private-market options to ensure you’re aware of alternative coverage when it becomes available.
Request a Quote
Whether you’re buying a new policy or reviewing your current coverage, our team is here to help. Request a quote today to see how we can help protect your Florida home with reliable coverage designed for Florida living.
