Get an Insurance Quote

Protecting your condo is essential — whether you live in it full-time, rent it out, or use it as a vacation home. At Florida Insurance Agency, we make it easy to get a fast and accurate condo insurance quote that fits your coverage needs and your budget.

Our local agents work with top-rated insurance providers to help you compare options, understand your coverage, and choose a policy that gives you total peace of mind.

Why You Need Condo Insurance

Even if your condo association has a master policy, it may not cover everything inside your unit. A personal condo policy protects what the association doesn’t — your belongings, interior features, and liability.

A condo insurance quote typically includes coverage for:

• Personal belongings (furniture, clothing, electronics)
• Interior elements (flooring, cabinets, fixtures)
• Personal liability if someone is injured in your unit
• Loss of use if your condo becomes unlivable after a covered event
• Loss assessment coverage for shared building damage

• Damage caused by fire, storms, water leaks, theft, or vandalism

Getting the right coverage ensures that you won’t be left paying out of pocket for repairs or replacements.

What Affects Your Condo Insurance Quote?

Every condo is unique — and so is your rate. Your condo insurance quote may vary depending on:

• The location of your unit
• The age and condition of the building
• The value of your belongings
• Safety features (alarms, sprinklers, gated access)
• Your claims history
• The type and amount of coverage you choose

Our agents walk you through each factor so you can select the right protection at the right price.

How We Help You Save

Our goal is to get you the best condo insurance quote without sacrificing coverage. Florida Insurance Agency compares multiple providers on your behalf and helps you maximize savings through:

• Bundling discounts (home + auto + other policies)
• Security system discounts
• Claims-free discounts
• Higher deductibles for lower premiums
• Policy customization to avoid paying for unnecessary coverage

We focus on finding solutions that match your lifestyle and budget.

Why Choose a Local Agent for Your Condo Insurance?

Working with a local independent agent gives you more options and personalized support than buying online from a single carrier. When you request a condo insurance quote from Florida Insurance Agency, you get:

• Access to multiple trusted insurance providers
• A clear explanation of what your condo association covers vs. what you must insure
• Guidance on choosing the right coverage for Florida-specific risks
• Fast responses whenever you need help with claims, questions, or updates

We’re here to make the process simple — and help you feel confident in your coverage. For official guidance on what a condo association typically covers and what you need to insure yourself, see Florida Statute 718.111.

Request Your Condo Insurance Quote Today

Ready to protect your condo with the right policy? Contact Florida Insurance Agency to get your personalized condo insurance quote today. Call 850-994-9211 or fill out our quick online form to get started.