Umbrella Insurance
from Florida Insurance Agency
To truly ensure the safeguarding of your assets and future, you might require the additional layer of coverage offered by a personal umbrella liability insurance policy.
What does Financial Stability Mean to You?
An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional coverage.
The cost is minimal compared to the comfort of knowing you’re covered.
Do You Have Enough Liability Insurance?
Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units?
If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to preserve your assets, or your future earnings.
Liability Insurance Starts When the Others Stop
Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.
Talk with Florida Insurance Agency to determine the right amount of coverage based on your needs.
Broad Coverages
An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.
The right coverage for you is unique. Talk to us today to find out how to safeguard yourself, your family, and your future with the ideal personal umbrella insurance tailored to your needs.