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Southern Oak

About Southern Oak Insurance

Southern Oak Insurance is a Florida-based homeowners insurance company focused on providing strong, reliable protection for families across the state. Their policies are designed specifically for Florida’s unique risks, including hurricanes, windstorms, and tropical weather. Known for their customer-first approach and efficient claims service, Southern Oak Insurance delivers dependable coverage options for homeowners, condo owners, and renters.

If your policy is with Southern Oak Insurance, you can expect Florida-focused expertise, responsive support, and modern online tools to help you manage your coverage.

Payment Information

Phone 877-900-3971
Address P.O. Box 45 9020
Sunrise, Florida 33345-9020
Online tivasoi.bipt.com

Claims Information

Phone 877-900-2280
Online www.southernoakins.com

Visit Southern Oak’s website at
www.southernoakins.com


When to Contact Southern Oak Insurance

You may need to reach out directly for:

  • Questions about your homeowners, condo, or renters insurance policy
  • Policy changes, endorsements, or updates to your coverage
  • Requests for documents such as declarations pages or proof of insurance
  • Billing questions, payment issues, or account access
  • Reporting a claim or checking the status of an existing claim
  • Understanding deductibles, loss assessment coverage, or hurricane protections

If you’re unsure whether your policy is with Southern Oak Insurance, Florida Insurance Agency can verify this information and help guide next steps.

Claims Support

Southern Oak Insurance provides dedicated claims support designed to help Florida homeowners recover quickly after a loss. Whether you’re dealing with storm damage, water damage, or another unexpected event, their claims team offers quick response times and an easy online claims system.

For smoother processing, make sure to document damage with photos, file your claim as soon as possible, and keep your policy number handy. Florida Insurance Agency is always available to assist you through each step of the claims process.

Tips for Southern Oak Insurance Policyholders

  • Review your policy each year to make sure it still meets your needs
  • Keep an updated home inventory to simplify claims
  • Understand your hurricane and windstorm deductibles
  • Notify your agent if you make upgrades or renovations
  • Use Southern Oak’s online tools for faster access to policy info and payments
  • Ensure your contact details are current for alerts and policy updates

If you have questions or want help reviewing your insurance coverage, Florida Insurance Agency is here to support you.

southern oak

Contact Us

850-994-9211

9:00AM – 5:00PM, M – TH

9:00AM-1:00PM, F