What to Look for in Classic Car Insurance in Florida
When you shop, keep these important features in mind:
Agreed Value Coverage
Choose a policy that pays the full agreed value if your car is totaled due to a covered loss. This protects your investment better than “actual cash value” or “stated value” policies, which may reduce the payout.
Lower Rates for Limited Use
Most classic cars aren’t daily drivers. With classic car insurance, you can often get lower rates designed for part-time use.
Flexible Coverage Options with Classic Car Insurance
Every collector car is different. We help you select the right protection based on your vehicle’s age, build, upgrades, and how often you drive it.
Mileage That Fits Your Lifestyle
Florida weather makes it tempting to take your classic out more often, but many collectors keep annual mileage under 5,000 miles to maintain value. Many classic car insurance policies offer generous mileage options.
Roadside Assistance with Classic Car Insurance
If you break down—whether you’re cruising the coast or attending a car show—you’ll want coverage that provides flatbed towing to a qualified repair shop.
Protect Your Florida Classic
Whether you own a Mustang, Camaro, Corvette, Charger, Thunderbird, or another collector favorite, we can help you choose classic car insurance that blends strong protection with great value. Our team makes it easy to review your options and keep your coverage up to date as your vehicle’s value changes.