Universal Property & Casualty
About Universal Property & Casualty Insurance
Universal Property & Casualty Insurance (UPCIC) is one of the largest homeowners insurance providers in Florida, known for delivering reliable property protection backed by strong financial stability. With a focus on serving homeowners in coastal and catastrophe-prone regions, Universal offers comprehensive coverage options designed to protect homes, belongings, and financial security.
Universal Property & Casualty is recognized for:
- A strong financial foundation supported by Universal Insurance Holdings
- Decades of experience insuring Florida homeowners
- A broad range of property insurance options
- Responsive customer support and claims service
- Coverage available through trusted independent agencies like Florida Insurance Agency
Payment Information
| Phone | 800-425-9113 |
|---|---|
| Online | https://universalproperty.com/ |
Claims Information
| Phone | 800-218-3206 |
|---|---|
| Online | https://universalproperty.com/ |
Visit Universal Property & Casualty’s website at
universalproperty.com
Why Choose Universal Property & Casualty?
Focused on Florida Homeowners
Universal specializes in providing property insurance for Florida residents, giving them unique insight into hurricane risk, coastal exposures, roof guidelines, and other state-specific requirements.
Customizable Coverage Options
UPCIC offers flexible policies that can be tailored to your home and budget. Coverage options may include:
- Dwelling protection
- Personal property
- Liability coverage
- Loss of use
- Ordinance or law coverage
- Animal liability options
- Water backup and additional endorsements
This allows homeowners to create a policy that fits their exact needs.
Strong Claims Support
Universal has a dedicated claims team trained in handling storm and disaster-related losses. Their claims process is designed to help homeowners recover quickly and with confidence.
Financial Stability You Can Trust
Backed by Universal Insurance Holdings, one of Florida’s largest insurance groups, UPCIC offers policyholders long-term strength and reliable support when it matters most.
Who Benefits Most From Universal Property & Casualty Insurance?
Universal is an ideal choice for:
- Florida homeowners seeking hurricane-ready coverage
- New homeowners purchasing their first home
- Families looking for strong property and liability protection
- Homeowners in areas with elevated wind or storm risk
- Those needing flexible coverage options and endorsements
Their policies help protect against fire, windstorm, theft, water damage, and other unexpected losses.
Work With Florida Insurance Agency
Florida Insurance Agency partners with Universal Property & Casualty to help homeowners secure reliable, affordable protection for their most valuable asset—their home. Our team compares coverage options, explains limits and details, and helps you choose the right Universal policy for your needs.
When you’re ready to explore your Universal Property & Casualty options, we’re here to make the process simple and stress-free.
