Winter Car Accident Guide
Freezing temperatures, gusty winds, icy patches, and reduced visibility all increase the risk of accidents. If you’re not used to winter roads—or if you’re traveling for vacation—these hazards can be even more dangerous. That’s why having a plan in place is essential. This Winter Car Accident Guide will help you stay safe and handle the situation efficiently if an accident occurs. Driving in winter can be challenging.
1. Respond Calmly
After a winter car accident, your first instinct may be to get out of the car and confront the other driver. However, icy roads and traffic make this risky. Instead, stay inside your vehicle, turn on your hazard lights, and check for injuries. If anyone is hurt, call 911 immediately. Remaining calm helps you think clearly and prevents further accidents.
2. Move Off the Road if Possible
If your car is operable and no one is seriously injured, carefully pull your vehicle off the roadway. Clearing the road reduces the chance of another collision. Remember to proceed with caution, especially if visibility is limited or traffic is heavy.
3. Stay in Your Car if It’s Unsafe
Walking around on icy roads is extremely dangerous. If you cannot safely move your car, stay inside and fasten your seatbelt. Wait for emergency personnel and follow their instructions. If your vehicle isn’t safe, seek shelter nearby—but avoid putting yourself in traffic.
4. Stay Visible and Warm
Use warning triangles, road flares, or a bright cloth tied to your antenna or door handle to make your vehicle visible. If running your engine to stay warm, ensure your tailpipe is clear of snow or debris to avoid carbon monoxide risk. Use blankets and extra clothing from your emergency kit while waiting for help.
5. Collect Information and Report the Accident
Exchange insurance information with the other driver(s), take notes, and snap photos if it’s safe. Contact your insurance carrier to file a claim and request roadside assistance. If you witness another accident, call 911 rather than intervening directly, unless there’s immediate danger.
Winter Driving Tips
Keep your phone charged, maintain a full gas tank, and drive slowly to account for slick roads. Winter conditions are unpredictable, so preparation is key.
For more detailed winter driving safety tips, visit the National Highway Traffic Safety Administration (NHTSA).
Contact Florida Insurance Agency
If you’re involved in a winter car accident, or if you want to make sure your coverage is up-to-date before the winter season, our team at Florida Insurance Agency is here to help. We can review your auto insurance policy, answer questions about claims, and provide guidance on roadside assistance and coverage options.
Contact us today to speak with a licensed agent and ensure you’re fully prepared for winter driving. Don’t wait—having the right coverage and support can make all the difference on icy roads.
Feb 5, 2016